Employee Benefits Specialists
Group Term Life/
 Accidental Death
Medical Dental Vision Short Term Disability Long Term Disaability Specially Funded Products Retirement Plans
Voluntary Life Term/
 Universal Life
Long Term Care Cancer Accident and Sickness Critical Illness Medical Gap Insurance
Voluntary Life Term/
 Universal Life
Medical Long Term Disability Long Term Care Annuities
An apple a day keeps the doctor away. That’s 365 apples a year.
We have a large selection of companies that can deliver group health insurance products that best suit you, for the days you forgot your apple.
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If you have employees you face two key questions:  How much can you contribute for yourself?  And, what is the appropriate amount to contribute for your employees?  Your plan contributions will lower your adjusted gross income, and as a result you may lower your annual tax bill.  Additionally, retirement plans help attract and retain quality employees.


When you invest in a “tax qualified” retirement plan, you’ll pay no taxes on your earnings until you start taking withdrawals.  Consequently, your earnings can grow faster than they would if placed in an investment on which you paid income taxes every year.


Because you generally put “pre-tax” dollars into your retirement plan your plan contributions will lower your adjusted gross income.  As a result you may lower your annual tax bill.


You can fund your retirement plan with an array of investments such as stocks, bonds, mutual funds, government securities and more.

Retirement Plan options include:

Safe Harbor 401(k)
401(k) Plans

Other options also include plans designed for employees of public schools, churches and certain non-profit organizations.

403(b) Plans
457(b) Plans

Your company plan your way—

Once you’ve chosen the right retirement plan for your business, we’ll be there to provide comprehensive education on retirement planning and investing, plus to answer any questions or concerns you or your employees may have.  We’ll let you know when it’s a good time to review your plan as well, and the plans of your employees if you have them.


Contact Info

Office:     281-440-4661
Mobile:    713-504-7355
Facsimile: 281-378-5297
Toll Free:  888-340-4661
        10330 Lake Road, Ste. L
        Houston, TX 77070

Quick Links

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